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Most bad credit loan services serve people who want to purchase or refinance a house.
Some bad credit lenders offer new and used car loans as well.
2017 Origination (or Sales) based on 5,893 total responses and measures experiences and perceptions of consumers who originated a new mortgage, surveyed in July – August 2017.
2017 Servicing based on 7,374 total responses and measures experiences and perceptions of consumers with their current mortgage servicer, surveyed in March – April 2017.
If the current value of your home is greater than your current mortgage balance, it means you have equity in your home.
You may be able to use this equity to refinance your current mortgage and receive cash at a low interest rate to pay off your credit card debt.
Home equity is the appraised value of your home minus the amount you still owe on your loan.
Home equity loans can provide you with extra cash for a new computer, RV, a family vacation, or home improvements, at a lower interest rate.
Our home loans are flexible; you can choose a 10, 15, or 30-year term loan, whether you’re buying a new home, a vacation property, a townhouse, a mobile home, or that dream home you’ve always wanted.